a {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #000066;



}



a:hover {  

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #0066FF; 



}



a:visited {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #0000CC; 



}



a:visited:hover {  

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #0066FF; 



}

.dropshadow {
 box-shadow: 5px 5px 5px #999; /* Opera and other CSS3 supporting browsers */
 : progid:DXImageTransform.Microsoft.Shadow(Strength=4, Direction=135, Color='#999999');/* IE 5.5 - 7 */ 

}

.whitebg {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #000099;

}



.whitebg:hover {  

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #FF0000; 

}



.whitebg:visited{

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	font-weight: normal;

	color: #003399; 

}

.h3 {

	font-family: Arial, Helvetica, sans-serif;

	font-size: medium;

	font-weight: normal;

	color: #000099;

	font-style: normal;

	right: 12pt;

}



.h3black {

	color: #000000;

	font-family: Arial, Helvetica, sans-serif;

	font-size: 14px;

	font-weight: bold;

}



h3link {

	color: #000066;

	font-family: Arial, Helvetica, sans-serif;

	font-size: 14px;

	font-weight: bold;

}



h3link:hover {  

	font-family: Arial, Helvetica, sans-serif;

	font-size: 14pt;

	font-weight: bold;

	color: #0066FF; 



}



h3link:visited {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 14pt;

	font-weight: bold;

	color: #0000CC; 



}



.smallerlink{

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	color: #003399; 



}



.smallerlink:hover {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	color: #0066FF; 

}



.smallerlink:visited {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	color: #0000CC; 

}



.smaller{

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	color: #000000; 



}


.ref {
    
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #000000; 
	padding-left: 22px ;
    text-indent: -22px ;
}




.smallerblue{

	font-family: Arial, Helvetica, sans-serif;

	font-size: 10pt;

	color: #000066; 

	margin-left: 20px;



}

.subheading {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 12pt;

	color: #003399; 



}

body
			{
			background-image:url('graphics/bg4.png');
    		margin:0;
    		padding:0;
			margin-top: 0;
			margin-bottom: 0;
    	}

#header {
			top-margin: 0;
			background-color:#FFF;
			height: 87px;
			
			
    	}
.center
			{
				margin:auto;
				width:70%;
			}
.copy
{
padding:0;
margin-top: 0;
margin-bottom: 0;
color: #CCCCCC;
font-size: 9px;
font-family: Verdana, Geneva, sans-serif, verdana, sans-serif;	
}